---
title: How competitive are Algrano’s exchange rates compared to standard banks?
description: n/a
---

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3. [Algrano Exchange Rate](https://help.algrano.com/roasters-how-to-buy-on-algrano?hsLang=en#algrano-exchange-rate)

# How competitive are Algrano’s exchange rates compared to standard banks?

 Algrano’s rates are significantly more favorable than standard high-street bank transfers and credit card FX fees.

High-street commercial banks typically charge a **3% to 5% margin** on international foreign exchange transfers, along with fixed wire fees.

Algrano’s forward rates remain much closer to wholesale interbank rates (typically a 2–3% spread).

**What this means for your business:**   
**Direct Savings:** On a typical $10,000 USD coffee contract, ordering in your local currency through Algrano can save you $100–$200+ compared to paying via a standard international bank wire.   
**No Surprise Fees:** The conversion rate shown at checkout is final—no extra wire processing charges or hidden bank FX fees are added later. 

- [Producers: How to Sell on Algrano](https://help.algrano.com/producers-how-to-sell-on-algrano?hsLang=en#main-content)

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    - [Prepayments on future shipments (Grower Capital)](https://help.algrano.com/producers-how-to-sell-on-algrano?hsLang=en#prepayments-on-future-shipments-grower-capital)
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